Quality Commercial Auto Insurance for Boston-Based Businesses

Comprehensive commercial auto insurance is imperative to the success of your business. Without the proper auto policy in place, should you or one of your employees be involved in an auto accident while driving a company vehicle, you may be financially at risk. Or in other words, your business would most likely be responsible to cover the costly aftermath, including any property damage, personal injury, medical expenses, lawyers, settlements, and more. And depending on the severity of the claim, the out of pocket expense could directly and negatively impact your company’s bottom line and future. For this reason, the extra layer of protection provided by a commercial auto insurance policy, especially one that is tailored to you and your business, is critical.

However, navigating the ins and outs of commercial auto insurance can be a tricky business, especially without a team of knowledgeable insurance professionals by your side. So, in addition to educating you on critical coverages for your company owned sedan, commercial fleet, or box truck, and providing you with a stellar customer experience, the team at Chisholm Insurance will also customize a commercial auto policy that meets your exact business needs.

Chisholm Insurance specializes in quality commercial auto insurance for a variety of vehicle types, including:

Box Trucks

Catering Trucks

Company-Owned Cars

Delivery Vans and Trucks

General Contracting Vehicles



Ride Sharing Vehicles

Tow Trucks

Tractor Trailers

Waste Management and Recycling Trucks

And More

Fact or Fiction? Personal auto insurance also covers business use of your car.

After reading this statement, you may be certain that the answer is yes, but allow us to explain why this claim is not that straightforward. For example, if you are self-employed and use your vehicle for business purposes and were to get into an accident, your personal auto policy will likely only cover you personally and not provide any coverage on behalf of your business, should the injured party decide to sue for damages.

Similarly, if your employees are driving their car or truck on business-related matters and rely solely on their personal auto policies to protect them, we would encourage you to require your staff to have sufficient liability coverage in place to protect your business in the event of a serious auto accident.

And while it’s true that specific carriers provide some coverage for light business use of personal vehicles, most do not, especially if they feel that the vehicle is being used primarily for business.  In situations such as this, adding a business use endorsement to a personal auto policy is particularly wise to-do. This cost-effective endorsement will ensure your staff is properly protected while driving for the company.

Unlike the basic rules of the road, commercial auto insurance isn’t simple to navigate, which is why we have made it our job to make sure that you and your business are properly protected. From helping you understand your unique business needs to answering your insurance related questions and ensuring your staff has suitable coverage, our team of knowledgeable professionals is determined to make commercial insurance easy for you. However, there is one caveat, in order to guarantee a seamless process, a quick phone call or in-person meeting with a member of the Chisholm team is a must.

To start the commercial auto insurance process, or to simply learn more about our local and independent agency, call us today at 508-358-6111 or stop by our convenient Wayland location.